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ID Protection Service
ID Protection Service is a comprehensive Identity Theft Protection solution. As a subscriber, you will gain the peace of mind knowing that ID Protection Service includes robust Detection, Reimbursement and Resolution services.
Detection
ID Protection Service monitors your credit files from one or more credit reporting agencies for specific changes such as inquiries, new accounts, change of address, delinquencies and public records. If a change is detected, an alert is sent to you. The monitoring plan includes:
- Constant monitoring of your credit files as reported from credit reporting agencies
- Email notification alert of changes to your credit files
- Online access to all alerts generated from ID Protection Service
- Ability to request copies of your Credit Reports with credit score
Resolution
A person can do everything right, and still become victim of identity theft. ID Protection Service provides full recovery service to each of its subscribers. In the event of an identity theft, ID Protection Service acts quickly to ensure that the financial and emotional damage is kept to a minimum. Victims are assigned a Personal Recovery Advocate who manages their case from beginning to end. With the help of our Recovery Advocate, the time and stress associated with restoring your credit profile are dramatically reduced.
| Victim Contacts ID Protection Service at 877-353-7283 |
If a subscriber becomes a victim of identity theft, ID Protection Service is on hand to report the incident and assign a Personal Recovery Advocate. |
ID Theft Discovered |
| Recovery Advocate Assigned |
In most cases, a Recovery Advocate is assigned to the victim's case within hours of the initial report. The Recovery Advocate will work on the victim's behalf in order to resolve any complications the theft creates. |
1 Business Day |
| Personalized Recovery Plan Created and Implemented |
A Recovery Plan is created within 3 business days. The Recovery Plan provides a roadmap for the recovery process and helps to ensure that the victim's case is resolved with minimal damage to the victim's good name. |
3 Business Days |
| Case Closure and Follow-Up |
Our Recovery Advocates are dedicated to restoring a victim's good name and will continue working to restore the victim's identity regardless of how long it takes. Once the problems associated with the identity theft are resolved, the Recovery Advocate will monitor the status of the victim's identity for 6 months. |
Resolution |
Reimbursement
In order to combat the potentially devastating financial consequences of an identity theft, ID Protection Service also includes Identity Theft insurance provided by AIG*. ID Protection Service's reimbursement program compensates victims for the lost income and expenses associated with the crime. The robust program includes:
- Up to $25,000 in total reimbursements
- $0 Deductible
- 6 month reporting period
- Up to $1,000 per week in lost wage reimbursements
Pricing
Triple (TransUnion, Experian, Equifax) Monitoring Service
- Monthly $6.99
- Annually $79.99 (includes a free 3 in 1 credit report with credit scores from all three bureaus)
*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Coverage is not available to residents of New York State.